Maybe you even find water leaking into your home. If you're wondering, "Will insurance pay for roof replacement or repair and materials?", read on. This is a question we get often at Longhorn Roofing.
Whether or not the policy will cover the damage or replace your roof can depend on:
When you call to make a claim, your insurance company will send out an insurance adjuster to inspect the roof and damage. Based on that inspection, the company will determine whether they will pay for repair or replacement. Depending on your policy, even if they do agree to pay for a replacement, you may not get the full amount. For example, if your roof is more than ten years old, your insurance may depreciate the coverage and only pay for part of the replacement. However, most policies cover depreciation (it's called recoverable depreciation.) Insurance companies typically send a check prior to the work being done, and then will send a second check for the recoverable depreciation after the work has been completed.
Working with insurance claims can be complicated. As roofing experts with over 30 years of repairing and replacing roofs in Travis, Williamson, and Hays Counties, Longhorn Roofing is your best partner for meeting with your insurance company to discuss the conditions of your roof. *Claims are solely at the discretion of your insurance adjuster.*
At Longhorn Roofing we are dedicated to making sure that our customers get the best products at a reasonable cost. There is a reason that customers have given us an "A" on Angie's list: they know we have helped them to get the most possible from their insurance company. More importantly, our customers know that when they have their roof repaired or replaced by us they get:
Even if your insurance doesn't cover the roof, you will need to repair or replace it in order to avoid damage to your home. That is why we promise to work with you throughout the process to get the repairs that you need on your roof -- at a price you can afford.